Saving for your retirement is an important decision especially that life expectancy is increasing, therefore the sooner you start saving for retirement, the more opportunity your money has to work and grow for you. So, the best time to start saving for your retirement is when you land your first permanent job. The second best time to start is now. There are various retirement plans you can choose from to suit your current and future goal.
It is increasingly becoming important for individuals to become personally responsible for their own retirement. As a result, they need solutions that are simple and effective. At GIB we pride ourselves on offering and maintaining service excellence by respecting our clients earning through regular assessments to ensure their retirement benefits and other investments are most suited to their needs.
Plan for the retirement lifestyle you want
Plan for the retirement lifestyle you want
It is important to know how much you need to save to be comfortable at retirement as well as not get into debt now. Most experts say you should have a comfortable retirement if you have between 70 -80% of your current income.
Read moreA retirement annuity (RA) is a retirement fund in terms of the Pension Funds Act. It is a tax effective investment vehicle designed for individual investors as opposed to employees who contribute to a workplace retirement fund.
Learn moreDestiny’s Preservation Funds enable employees who leave a retirement fund to reinvest and preserve the funds that they have accumulated in a pension or provident fund in a money smart and tax-effective manner.
Learn moreA living annuity allows you to earn an income from it while your capital is invested. The Momentum Living Annuity now gives you the opportunity to invest in the dependable, top-performing Destiny Portfolios during your retirement. These portfolios make use of a dynamic investment strategy that blends active and passive investment strategies in a cost effective solution.
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